Clean Investing: Value for the Everyone

Top Emerging Clean Technologies

Clean investing is on the frontier of new areas for investors everywhere. What some may not realize is how much it is not only going to help already developed countries but ones that are struggling with poverty and need it the most. Developed countries are going to see the benefits as they are less reliant on fossil fuels and can begin to go towards alternative ways of fueling their lives and economies. Developing countries are going to have the added benefits that many countries don’t have that will provide them with clean technology and cleaner more healthier lives that will be a benefit for any company rising up through the ranks.

This has already seeped into the large rich elite sector with people of higher incomes utilizing electric cars like Tesla, who now wants to start scaling Tesla to reach the lower classes eventually. But aside from helping other lower classes it will also help with the truly poor, we are talking below the world poverty line.

Helping the Lowest Earners

The truly amazing thing with these clean technologies is that they are going be a paradigm shift in rising economies. For example many industrial nations of this day and age such as America and China were all created off of the backs of big energy. That includes fossil fuels like natural gas, oil, coal and a myriad of non-renewables. This contributed to them becoming post-industrial nations, but unfortunately contributed to a lot of unnecessary pollution and trouble with renewable technologies.

Now new uprising countries in Africa, Asia, and parts of South America can skip past this point in their evolution of becoming developed countries. For example the more people that come out poverty will want to do consumer like things such as shopping and driving cars. They will want to begin traveling and doing things that people do in the developed world. Some may worry that this will contribute to more pollution, but as investors in clean energy there’s a chance to stop that and make this a change for the better.

Investments Needed

As more people begin investing in clean energies then they will become more widespread because that initial investment money will be going to renewables and not to dirtier types of technologies that contribute to pollution and non-sustainability. Aside from the environmental benefits there are economic incentives as well. For example Tesla has been such a successful company because the United States government backs it in a few different ways. They are promoting the growth of clean companies and given tax benefits and special help. Oftentimes they receive credits for zero emission and this helps promote the company.

Clean energy and investing is a new area and will need more research. By having investors more interested in cleaner technologies will help make them more widespread and offset costs for research and development. As better tech is produced this will scale down prices and help spread it all across different economic classes. Tesla and companies like Solar City are great opportunities for investors to get in this market and help spread the value.


U.S. Clean Tech Expert Works with China to Combat Pollution

A former Treasury secretary and Goldman Sachs chairman is using his connections and business savvy to power his conservation efforts. Henry Paulson is focusing his considerable energy into coming up with clean, green tech solutions to the growing crisis of China’s pollution.

Why reach out to China? “There are great synergies between our two countries,” Paulson said in his address at the Environmental Law and Policy Center’s annual gala event in Chicago this past September. He believes the United States and some of its private sectors could be the perfect solution to China’s pollution panic.

China’s Capital Issues “Red Alert” Pollution Levels

The country recently issued an unprecedented “red alert” for Beijing’s poor air quality, as its industrialized nation chokes in smog and carcinogenic toxins.The emergency red alert was declared, and much of Beijing was shut down in an effort to protect its citizens from the man-made pollutants. The city closed public schools, construction sites, and issued a restriction on the number of cars permitted on the roads.

The U.S. Embassy in China reported that at the time of the red alert, the air quality levels for Beijing were recorded at 250, which is classified as “very unhealthy.” 250 is at a level 10 times higher than the World Health Organization’s recommends can be safely inhaled.

Henry Paulson’s Clean Tech Initiative to Help Clean Chinese Air

Paulson has long been an outspoken environmentalist and a proponent for green energy and tech products to reduce the worldwide carbon footprint. And he’s uniquely qualified for the great challenge facing the one of the world’s largest country.

Paulson first approached Chinese officials on greener tech improvements in 2006, and has been working closely with them ever since. From 2000 to 2007, China’s carbon monoxide emissions doubled; a result that Paulson says can be directly traced back to the country’s rapid economic and population growths.

But it’s Paulson’s business experience that is proving most helpful in the teaming up of the U.S. and China in the fight against climate change. “Trade and economic ties are the glue that binds our two nations through the ups and downs of the bilateral relationship. As the two largest economies in the world, the U.S. and China not only have a shared opportunity to foster sustainable economic growth, but also to join together in addressing pressing global problems,” Paulson said.

Major Corporations Join China in Implementing Greener Changes

Even Apple is joining the effort. They plan to use their suppliers in China to provide 2,000 MW of clean energy over the next few years, and will “share the best practices in procuring clean energy and building high-quality renewable energy projects, and provide hands-on assistance to some suppliers in areas like energy efficiency audits, regulatory guidance and building strong partnerships to bring new clean energy projects to China.”

Dow Chemical Co., General Motors Co., Honeywell International Inc., Hyatt Hotels Corp., IBM Corp. and Wal-Mart Stores Inc are also joining Apple. As the world’s biggest technological empires try to help China’s air pollution crisis, they’re also helping to find future solutions to their own concerns in an increasingly industrialized (and therefore polluted) world.


Organization is the Ultimate Key to Getting Out of Debt

Why Organization is the Ultimate Key to Success for Getting Out of Debt

Being in debt is hard. This is true from anyone, whether you had a comfortable lifestyle and then encountered a sharp, unexpected fall or have been struggling for several years. But the good news is, “being in debt” is not a character trait–you can change it by consciously putting energy toward improvement (and not being hard on yourself at the same time).

When you read this site and other sites out there about getting out of debt, you’ll likely be inundated with a ton of tips and tricks and ideas that just make you want to do nothing. And many sites out there will provide you with short term loan options like car title loans that push you further into debt. Wouldn’t it just be easier to avoid it at all costs? Perhaps in the short term, but certainly not in the long term.

In order to support all the other advice out there, you just need to have one super important skill in your back pocket: organization. While we all might pretend to be organized to impress others, chances are there are more efficient ways in which you could put all your thoughts together. Or, if you’re a calendar and Post-it organization king or queen, hats off to you, and you’re sure to understand what we’re saying.

When it comes to getting out of debt, there are a lot of details to deal with. There are deadlines and possible new solutions, all while you’re dealing with your everyday stresses. Even if you’ve heard this a million times, it doesn’t change the fact that it has value: write stuff down. It could be on a piece of paper or a note on your phone. What you write on doesn’t matter so much as your ability to find it later. After all, you could write down all the things in the world, and if you couldn’t see them again, you’d just be out of luck.

So, perhaps for you this means dating your notes or having a spreadsheet that outlines every payment you need to make, its amount, and the date you paid it. There isn’t one set way to be organized, as different methods feel right for different people. If you haven’t spent a ton of time working on organization, expect some trial and error.

No matter what system you’re using or trying, remember that organization isn’t something that you just do once. It’s like cleaning your bathroom or doing another chore that you’d rather push to never. It comes up again and again because there’s regular work required for success (this could come in the form of writing new bills down when they come, for example). But, like many have found before you, you’ll likely discover that slowly forming a routine will slowly lower the threshold of difficulty until it’s not there at all. It just takes time and just a tiny bit of dedication.

With an organizational system in place, you’ll be able to see what’s going on without having to go through a ton of papers. By giving yourself a safety net of organization, the holes for things slipping through the cracks get smaller and smaller.

San Diego One of the Top Clean Technology Cities

Out of all 50 states in the union, San Diego remains one of the top known for its thriving clean technology industry. While it ranked third in 2014, 2015 showed a small drop to 4th, but the city still has one of the most populous clean technology industries in the country.

What is Clean Technology?

The Clean Technology Trade Alliance, which works to expand the clean technology sector on a global scale, describes the industry as such: “A broad base of processes, practices and tools, in any industry that supports a sustainable business approach, including but not limited to: pollution control, resource reduction and management, end of life strategy, waste reduction, energy efficiency, carbon mitigation and profitability.”

From environmental scientists to the layman, the popular consensus has shifted and placed a high value on developments in this industry. It is becoming vital on a worldwide scale to invest in advances in this field so that everyone may benefit from the progress in areas such as solar power, wind power, biofuel, water filtration and more.

San Diego Cleantech Landscape Report

Cleantech San Diego is a nonprofit organization dedicated to positioning and furthering the city’s presence in the clean technology field on both a nationwide and global scale. Chubb, a clean energy-focused insurance company, and Clean Edge, the world’s foremost clean energy research firm, contributed to the study.

The 2015 San Diego Cleantech Landscape Report examined many different aspects of the clean technology industry in order to assess San Diego’s current position in the field. For instance, the report examined how many buildings built recently were equipped with modern energy-efficient features. It looked at advances in renewable power and green transportation, such as the production of hybrid and electric vehicles and the installation of charging stations across the city.

On the production side, the report also examined how much venture capital was invested in the clean technology industry and how many patents were applied for by companies and organizations in the city.

Other Top Cleantech Cities

According to the same report, San Francisco is the top clean technology city, as it has been for 2013 and 2014 as well. San Jose, CA comes in as number two, with Portland, OR in third.

After San Diego, Washington, D.C., Los Angeles, CA, Seattle, WA, Boston, MA, Austin, TX and Chicago, IL round out the top ten.

San Diego’s Cleantech industry has grown substantially since 2007. In 2007, there were only 125 companies in the area. In 2015, more than 800 clean technology companies call San Diego home. But San Diego dropping from third to fourth could mean good things for the industry: it means more and more cities are beginning to make developing clean technology a priority.

While it is important and admirable for San Diego to rank amongst the top clean technology cities in the U.S., it is vital for other cities to continue improving their own efforts in the sector. It is only when clean technology becomes competitive and common will the benefits truly have an impact both financially and environmentally.

Nasa Finds that the Antarctic Ice Sheet Is Gaining More Ice than It’s Losing



NASA reveals that Antarctica is actually gaining more ice than it is losing. The surprising find shows that  despite fears over global warming, Antarctica’s ice fields are growing faster than they are shrinking. The snow accumulation began 10,000 years ago and is adding enough ice to the southernmost continent to offset the increased losses from neighboring, thinning glaciers.

While known and monitored glaciers are shrinking because of global warming, the new study published in the Journal of Glaciology shows that recent ice gains at other glaciers more than offset the ice losses of the monitored ice fields. “We see an ice gain that exceeds the losses in the other areas,” affirms Jay Zwally, NASA Goddard Space Flight Center spokesperson and study author.

“We’re essentially in agreement with other studies that show an increase in ice discharge in the Antarctic Peninsula and the Thwaites and Pine Island region of West Antarctica,” he says. “Our main disagreement is for East Antarctica and the interior of West Antarctic, there, we see an ice gain that exceeds the losses in the other areas,” added Zwally.

Measuring ice in Antarctica is a challenging task. Ice gain or loss is normally measured by tracking elevation changes. Changes in the elevation of ice across the Antarctic ice sheet is measured using primarily laser and also radar altimetry. Scientists have previously wrongly attributed gains in elevations in East Antarctica to recent snowfall due to the use of lasers and satellite altimetry to measure ice gain.

Lasers and sensors measure distances from the satellite to the ice surface. Radar altimeter signals provide very good coverage for ice sheets but have difficulty in accurately measuring sloped and rough terrain, due to some of the satellites’ outdated, low resolution equipment. The low resolution shortfall also makes it difficult to measure smaller glaciers where much of the ice loss in Antarctica occurs.

To avoid error this time, The NASA team led by Zwally used data from 1979 to prove most accurately that the ice cores in the area have actually been thickening, making the study’s findings of ice gain promising.

The findings challenge previous research by the United Nations Intergovernmental Panel on Climate Change’s findings that Antarctica is losing land ice overall and is set to flood coastal cities around the globe. Its 2013 study had concluded that the sea is rising by 0.27 millimeters annually because of the ice melting in Antarctica.

But coastal cities are not out of danger yet. According to Zwally: “The good news is that Antarctica is not currently contributing to sea level rise, but is taking 0.23 millimeters per year away,” he said. “But this is also bad news. If the 0.27 millimeters per year of sea level rise attributed to Antarctica in the IPCC report is not really coming from Antarctica, there must be some other contribution to sea level rise that is not accounted for.”

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